Home Loan Balance Transfer

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Currently the best Home loan balance transfer interest rate starts 6.45% p.a. While refinancing outstanding housing loan balance you can also avail add-on benefits like home loan top-up, lower EMIs & extended tenure. Check eligibility for instant approval on Home Loan Balance Transfer.

Refinance Home Loan @6.45%* Lower EMIs, Higher Savings!!

Home loan is a long-term loan. It comes at a pre-decided rate of interest and other features. Undoubtedly, we all go in for the best terms and conditions when we start a home loan. But with changes in the economic environment and fluctuating market rates, the features, particularly the rate of interest can appear more rewarding than the one at which we are repaying our existing home loan. A home loan balance transfer is a process wherein the borrower can switch the unpaid principal balance of the existing home loan to another bank/financial institution that is offering lower interest rates and better features. This helps the borrower reduce his/her interest cost significantly.

It requires great deal of deliberation from the customer to understand and take the right decision with respect to a balance transfer. Even the banks too, approach with caution when taking up the responsibility of the transferred loan. In such cases, you definitely need the right support and guidance to help you through the process and give you the best deal in the market. And that’s exactly where Garhwal financial services can help.

Our Balance Transfer Calculator can help you sift through the different comparisons based on your requirements. Taking into consideration all your existing data, as your outstanding loan amounts, remaining loan tenure etc, along with paying heed to the fine prints that might be applicable, we give you the best customized solution you can find.

Any Indian citizen in good standing who is salaried, self-employed or business person with regular source of income can apply for a credit card
The applicant should be above the age of 21 years
Should be currently employed with existing organization or been involved in your business for a specific number of years
There should not be any sort of bad credit in your name, running up to the transfer application. If it happens, there is a high probability that the bank might reject your application.

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Home Loan Balance Transfer